Intermediate

One of the first decisions in investment planning is choosing between debt and equity instruments. Both have distinct characteristics and are vital to a balanced strategy. Debt Investments (e.g. Bonds, T-bills): Equity Investments (e.g. Stocks): When to Use Each: Not sure which is right for you? Speak to a First Ally investment specialist to tailor […]

Money Market Funds (MMFs) are designed to provide low-risk, short-term investment opportunities—but it is the fund manager who ensures the strategy works. What a Fund Manager Does: Choosing a money market fund with a skilled manager can make a significant difference in your returns and peace of mind. Want steady returns with minimal risk? Invest

If you own stocks, you may have come across the term “rights issue”—a company’s way of raising capital by offering additional shares to existing shareholders, usually at a discount. How It Works: Pros: Cons:

Turbulent economic conditions are part of every market cycle—but smart investors know how to stay afloat and even grow their wealth during downturns. What You Can Do: These strategies not only help you weather economic storms—they also position you to capitalise on recovery. Get proactive. Download MyInvestar or contact us to review your investment strategy

Diversification is not just an investing buzzword—it is one of the most reliable ways to reduce risk and increase your chances of long-term success. What Is Diversification? It means spreading your investments across various asset classes—stocks, bonds, real estate, commodities—so that no single asset has too much influence on your overall performance. Benefits of Diversification

Eurobonds open the door to international investing by allowing Nigerians to invest in debt instruments issued in foreign currencies, usually US dollars or euros. Why Eurobonds? Investing in Eurobonds requires partnering with an SEC-licensed financial institution like First Ally. These investments are ideal for high-net-worth individuals, institutional investors, or anyone seeking to hedge against local

When building a resilient investment portfolio, understanding the difference between Treasury Bills and Bonds is crucial. Both are low-risk options issued by the Nigerian government, but they serve different goals. Treasury Bills: Short-Term Security and Flexibility Treasury Bills (T-bills) are short-term debt instruments with maturities typically ranging from 91 to 364 days. They are issued